* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: #0f172a;
  background: radial-gradient(1200px 800px at 20% 20%, #274b8e 0%, #1e3a8a 30%, #0b1022 100%);
  min-height: 100vh;
}
a { color: inherit; text-decoration: none; }
.header {
  padding: 28px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  color: #eef2ff;
}
.brand { font-weight: 800; letter-spacing: 0.4px; font-size: 20px; }
.nav { display: flex; gap: 12px; flex-wrap: wrap; }
.btn {
  padding: 10px 14px;
  border-radius: 10px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.18);
  backdrop-filter: blur(6px);
  color: #eef2ff;
  font-weight: 600;
  transition: transform .08s ease, background .2s ease, border-color .2s ease;
}
.btn:hover { transform: translateY(-1px); background: rgba(255,255,255,0.18); border-color: rgba(255,255,255,0.28); }
.hero {
  max-width: 1100px;
  margin: 40px auto 12px;
  padding: 0 20px;
  text-align: center;
  color: #e2e8f0;
}
.hero h1 {
  font-size: clamp(32px, 5vw, 56px);
  line-height: 1.1;
  margin: 0 0 14px;
}
.hero p.lead {
  font-size: clamp(16px, 2.2vw, 22px);
  line-height: 1.55;
  margin: 0 auto 24px;
  max-width: 900px;
  color: #dbeafe;
}
.hero .sub {
  max-width: 1000px;
  margin: 14px auto 0;
  font-size: 16px;
  line-height: 1.7;
  color: #c7d2fe;
}
.section {
  max-width: 1100px;
  margin: 28px auto;
  padding: 0 20px;
}
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
}
.card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  backdrop-filter: blur(8px);
  border-radius: 16px;
  padding: 18px;
  color: #e5e7eb;
}
.card h3 { margin: 0 0 8px; color: #fff; }
.card p { margin: 0; line-height: 1.6; color: #d1d5db; }
.footer {
  padding: 28px 20px 40px;
  text-align: center;
  color: #cbd5e1;
}
.policy {
  max-width: 900px;
  margin: 40px auto;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 16px;
  padding: 24px;
  color: #e5e7eb;
}
.policy h1 { margin-top: 0; color: #fff; }
.policy h2 { margin: 18px 0 8px; color: #eef2ff; }
.policy p, .policy li { color: #dbeafe; line-height: 1.7; }
ul { padding-left: 20px; }